As recession fears increase what should you do if your employer suspends the 401(k) match?

In the past, employers have suspended or eliminated the company match on retirement plans as recessions started or ramped up. You need to make the best decisions for your retirement plan, your wallet and your family. As recently as 2020 as many as 21% of employers suspended their contributions to 401(k) plans. Often they do get…

Why is Cyber Security so important to me as a taxpayer?

What can I do to protect my information? Sadly, identity theft and cyber security losses are still on the rise. The IRS tried to implement face recognition software but many  complaints from individuals and the media changed those plans. While I don’t know if the IRS is the right organization to implement and control this…