By now you have probably heard of the bank collapse of Silicon Valley Bank and the subsequent shut down of an additional California bank. Moody’s Investors Service has put six other US banks on review for potential downgrades. What do you need to do as a consumer? For most consumers, the answer is don’t panic!…
There are times when entrepreneurs can DIY (do it yourself) and times when they need to spend the money on expert support. Clients often come to me when starting their small business or non-profit and want to know what they can do themselves and what they need to do with the support of an expert….
In the past, employers have suspended or eliminated the company match on retirement plans as recessions started or ramped up. You need to make the best decisions for your retirement plan, your wallet and your family. As recently as 2020 as many as 21% of employers suspended their contributions to 401(k) plans. Often they do get…
What can I do to protect my information? Sadly, identity theft and cyber security losses are still on the rise. The IRS tried to implement face recognition software but many complaints from individuals and the media changed those plans. While I don’t know if the IRS is the right organization to implement and control this…
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